SMSCode Affiliate Program Terms and Privacy Notice

Terms version: affiliate-terms-2026-07-25-v1

Published: July 25, 2026

Controller and operator: Danver LLC, Wyoming, United States

Support: support@smscode.gg

Privacy contact: privacy@smscode.gg

Status and effect

This is the English controlling version of the SMSCode Affiliate Program Terms and Privacy Notice. Publishing this document does not enable the Affiliate Program. It becomes binding for a participant only when SMSCode displays this exact version for acceptance, the participant accepts it, and an enabled Affiliate Program policy identifies the same terms version. Each acceptance remains tied to the exact version accepted.

These Affiliate Program Terms supplement the SMSCode Terms of Service and Privacy Policy. The general Terms and Privacy Policy continue to apply. If these Affiliate Program Terms conflict with the general Terms only on Affiliate Program participation, these Affiliate Program Terms control that conflict.

1. Eligibility and program scope

Participation is voluntary and is available only to an SMSCode account holder who is at least 18 years old, has an ACTIVE SMSCode account, has accepted the current Affiliate Program Terms, and remains eligible under the current program policy.

The program is single-level. A participant may earn from multiple users whom that participant directly referred, but each referred user may have only one referrer. Sub-affiliates, multi-level rewards, self-referrals, purchased or fabricated accounts, misleading promotion, credential sharing, and attempts to manipulate eligibility are prohibited.

SMSCode may keep the program disabled, stop accepting new referrals, place an account under review, suspend participation, or publish a new terms version. A material terms revision requires a new acceptance before new attribution, release, conversion, or payout resumes. Eligible deposits for an immutable referral created under an earlier accepted version may continue to accrue under its snapshotted policy, but those amounts remain pending and cannot be released or exited until the current terms are accepted.

2. Attribution is future-only

Referral attribution is created only when a new user account is registered through a valid referral link or an explicitly entered referral code. One new user may have only one referrer. An explicit valid code at signup may override a referral-cookie candidate. Existing accounts cannot be linked later.

Attribution is not retroactive. No relationship, deposit, order, commission, or reward is inferred or backfilled for activity before the enabled program and the immutable signup attribution. A referral relationship is fixed when the new account is created and cannot be transferred.

3. Commission and caps

The default commission is 3% (300 basis points) of an eligible referred user's server-recorded credited deposit net amount. The calculation uses whole IDR, floors positive fractional results, and never uses a client-supplied commission amount.

A deposit that receives a RESELLER_BONUS is not eligible for affiliate commission. A single deposit cannot receive both benefits.

Under the default policy, one referred user may generate at most Rp30,000 of affiliate awards during the first 90 days after that user's signup, and one affiliate may be allocated at most Rp300,000 per Asia/Jakarta calendar month. Amounts above the applicable caps are ineligible and do not roll over.

SMSCode may make a separate written offer for an account-specific prospective commission rate or cap. An account-specific offer does not apply until its stated future effective time, does not change prior activity, and is recorded in the internal audit trail.

Global and account-specific policy values are snapshotted for future activity. A later policy change does not rewrite a prior attribution, award, or monthly allocation.

4. Qualification, pending period, release, and reversals

An eligible commission remains pending for at least 7 days. It is not fully available merely because the referred user deposited.

Release requires at least Rp25,000 of fulfilled SMSCode orders with real SMS or OTP evidence and no linked refund. Pending commission unlocks proportionally to qualifying fulfilled spend, subject to the referral and monthly caps. It does not unlock all at once at the threshold.

Invalidated deposits, refunds, reversals, duplicate or ineligible activity, fraud, abuse, or accounting corrections may reduce pending or available affiliate earnings. If an invalid amount has already left affiliate earnings, the unresolved amount becomes affiliate debt. Debt is offset by future releases before funds become available and blocks conversions and payouts. SMSCode does not silently debit an ordinary SMSCode balance to settle affiliate debt.

5. Review and suspension

Shared network, device, or payout-destination correlation is passive evidence. No single passive signal alone proves abuse or automatically creates a hold.

UNDER_REVIEW is a reversible hold. Eligible activity may continue to accrue, but release, conversion, and payout are blocked while review is open. SUSPENDED is stronger: new deposits evaluated while suspended receive no affiliate award. Reactivation, if approved, applies only to future activity and does not create awards retroactively.

SMSCode records review and suspension decisions in an internal audit trail. Internal evidence, other users' identities, security keys, and raw correlation values are not shown on the affiliate dashboard.

6. Affiliate earnings and SMSCode balance conversion

Affiliate earnings are separate from the ordinary SMSCode account balance. Pending, available, reserved, paid, reversed, and debt amounts are recorded in an immutable affiliate ledger and may be used only through the current program methods.

At least Rp10,000 of available affiliate earnings may be converted to ordinary SMSCode balance. A successful conversion is atomic, fee-free, and irreversible. Converted value cannot be moved back into withdrawable affiliate earnings.

Conversion requires an ACTIVE user and affiliate account, current terms acceptance, no hold, no debt, sufficient available earnings, and clean accounting reconciliation.

7. Manual DANA and USDT BEP20 payouts

DANA and USDT BEP20 payouts are manual. SMSCode does not automatically send DANA funds, sign blockchain transactions, hold a payout private key, or call an external payout provider.

• DANA: minimum gross request Rp50,000; fixed user-paid fee Rp2,500.
• USDT BEP20: minimum gross request Rp150,000; fixed user-paid fee Rp15,000.

The fixed fee is deducted from the requested gross amount. The resulting net amount must be positive. Only one external payout may be REQUESTED or PROCESSING at a time.

A REQUESTED payout reserves the gross IDR amount. It may be canceled by the participant before processing begins, subject to any debt that must be offset. A PROCESSING payout cannot be canceled by the participant.

For USDT BEP20, SMSCode snapshots a fresh USD/IDR rate when processing begins and computes the net USDT amount by flooring to six decimal places. The participant must provide and attest to a compatible BNB Smart Chain (BEP20) address. Sending to an incompatible, incorrect, or inaccessible destination may be irreversible.

The manual processing target is 1-3 Jakarta business days after a valid request. A Jakarta business day excludes Saturday, Sunday, and the observed dates in Appendix B. The target is operational, not a guarantee where identity, sanctions, tax, compliance, security, network, provider, or destination review is required.

Database status alone is not proof that an external transfer occurred. DANA payment evidence or a BEP20 transaction hash is recorded only after the human SUPER_ADMIN performs and verifies the external action.

8. Taxes and required information

Affiliate earnings may be taxable. The participant is responsible for determining, reporting, and paying taxes, duties, charges, or other obligations that apply to the participant.

Danver LLC may request identity, tax, or payment information, issue reports, or withhold amounts when required by applicable law. Failure to provide lawfully required information may delay or prevent a payout. SMSCode does not provide personal tax advice.

9. Account deletion and affiliate liabilities

Deleting an SMSCode account is permanent for product access. Any ordinary SMSCode balance is forfeited under the general Terms, sessions are revoked, and account PII enters the ordinary deletion process.

Affiliate liabilities are not automatically forfeited by account deletion. Existing pending, available, reserved, paid, reversed, and debt records remain preserved and auditable, but affiliate attribution, new awards, releases, conversions, and payouts freeze when the user account is no longer ACTIVE. Affiliate earnings are not moved into the ordinary balance.

Before deletion, SMSCode displays the current affiliate buckets and requires exact acknowledgement when liabilities exist. A PROCESSING external payout blocks deletion. A REQUESTED payout must be canceled first.

After deletion, no self-service money exit is available. A participant may submit a claim through support@smscode.gg. A human SUPER_ADMIN will review identity, accounting, legal, tax, sanctions, fraud, reversal, and debt requirements. The recorded amount remains subject to those requirements; submitting a claim does not guarantee payment or reactivation.

10. Affiliate privacy notice and retention

Danver LLC is the controller of Affiliate Program personal data. We process it to administer the contract, prevent abuse, reconcile liabilities, process manual payouts, handle appeals, comply with law, and protect SMSCode and its users.

Affiliate-specific personal data may include:

• the request IP address and bounded user agent recorded when terms are accepted;
• a normalized DANA destination and account-holder name, or a normalized BEP20 address;
• HMAC-pseudonymized network, device, and payout-destination correlation facts;
• referral-candidate timestamps and bounded audit metadata;
• support and appeal communications; and
• payout evidence, tax or identity information when legally required.

We do not expose a referred user's email, phone, deposit identity, order identity, or raw risk evidence on the affiliate dashboard. Dashboard referral aliases and aggregate amounts are intentionally non-identifying.

The approved retention periods are:

• terms-acceptance IP address and user agent: 365 days after acceptance;
• normalized payout destination and related payout PII: retained while the payout is REQUESTED or PROCESSING, then 1,825 days after it becomes PAID, REJECTED, or CANCELED;
• HMAC-pseudonymized risk-correlation facts: 365 days after observation;
• unconsumed or consumed referral-candidate PII audit grace: 30 days after its terminal event; and
• a documented legal hold may defer an otherwise due PII scrub, but never for more than 2,555 days from the underlying event.

At the applicable deadline, the purge process irreversibly scrubs the covered PII unless a valid bounded legal hold remains. A legal hold must record the covered PII class and record, the underlying event, an accountable human SUPER_ADMIN owner, a bounded release date, and an internal reason. Creation and release are audited. A released or expired hold no longer delays the scrub. Non-PII terms version and acceptance time, immutable ledger entries, policy identity, payout state, monetary snapshots, and audit facts may remain where required for accounting, fraud prevention, dispute resolution, or legal compliance.

Privacy requests may be sent to privacy@smscode.gg. Rights, identity verification, legal exceptions, international transfers, and response periods in the general Privacy Policy continue to apply.

11. Support and appeal

A participant may appeal UNDER_REVIEW or SUSPENDED status through an authenticated support ticket or by emailing support@smscode.gg from the account email address. Do not send passwords, session tokens, API keys, wallet private keys, seed phrases, OTPs, or credentials.

A human SUPER_ADMIN owns the review. SMSCode targets an initial response within 3 Jakarta business days. Complex identity, fraud, sanctions, tax, or payment investigations may take longer. The target is not a promise of a particular outcome.

The reviewer may uphold, narrow, or remove a hold; request lawful additional evidence; correct an accounting error; or explain the available next step. Decisions and reasons are recorded internally. Security-sensitive evidence and third-party personal data may be withheld.

12. Changes, disabling, and termination

SMSCode may publish a new immutable terms version for future acceptance. An existing versioned document is not edited in place after first publication; a substantive change receives a new version, URL, and checksum.

SMSCode may disable the program or new attribution without deleting existing accounting records. Disabling does not itself erase valid liabilities. In-flight payouts and reversals remain subject to their recorded state and the reconciliation controls.

Violation of these terms may result in rejection of invalid activity, reversal, debt, review, suspension, or termination of future participation. Nothing in this section authorizes SMSCode to rewrite immutable history or to treat a database payout state as external-transfer proof.

13. Governing terms and contact

The governing-law, dispute, limitation-of-liability, acceptable-use, and general account provisions in the SMSCode Terms of Service apply. The Affiliate Program is operated by Danver LLC.

Questions about participation or appeals: support@smscode.gg

Privacy requests: privacy@smscode.gg

Appendix A - Approved policy values

• Commission rate: 3% (300 basis points)
• Per-referral cap: Rp30,000
• Earning window: 90 days after referred-user signup
• Pending period: at least 7 days
• Minimum fulfilled spend: Rp25,000 with real SMS or OTP evidence
• Jakarta monthly cap: Rp300,000, no rollover
• SMSCode balance conversion minimum: Rp10,000
• DANA minimum and fee: Rp50,000 minimum, Rp2,500 user-paid fee
• USDT BEP20 minimum and fee: Rp150,000 minimum, Rp15,000 user-paid fee
• Manual payout target: 1-3 Jakarta business days

Appendix B - 2026 Jakarta business-calendar exclusions

National holidays:

2026-01-01, 2026-01-16, 2026-02-17, 2026-03-19, 2026-03-21, 2026-03-22, 2026-04-03, 2026-04-05, 2026-05-01, 2026-05-14, 2026-05-27, 2026-05-31, 2026-06-01, 2026-06-16, 2026-08-17, 2026-08-25, 2026-12-25.

Company-observed collective leave:

2026-02-16, 2026-03-18, 2026-03-20, 2026-03-23, 2026-03-24, 2026-05-15, 2026-05-28, 2026-12-24.

The 2026 calendar follows the joint decree of Indonesia's Minister of Religious Affairs No. 1497/2025, Minister of Manpower No. 2/2025, and Minister of Administrative and Bureaucratic Reform No. 5/2025. Future-year dates require a separately reviewed calendar update before the applicable year.